Are you one of the few women who has experienced a Total Sorority Move? Are you one of the many women who recently endured the pain of the global recession? These are not as uncommon as you might think.
The economic downturn has had an affect on many real estate markets, and in particular the housing market. When times get tough, homeownership becomes more difficult and expensive, and people who buy homes tend to add extra space or even create a second house to be in addition to their primary residence.
Before deciding to sell your home, consider how much equity you have in your home and how much equity you can make when selling your home. If you can make a lot of money off of your home without having to sell your home, you can usually deduct a considerable amount of the home’s actual value off of your taxes.
After you have decided to sell your home, consider how much you can sell your home for in the sale of your home, using the sales contract. The sales contract will vary depending on the state in which you live. You will also need to hire a real estate agent to ensure that your home is going to be sold at the price you negotiated with the seller.
Closing costs will be incurred. This is the part of the sale that will be most expensive. You will not want to sell your home and the closing costs to cover yourself. Even if you feel you can barely make ends meet, it is still best to pay your closing costs.
Term Life Insurance will be required as well. A term life insurance policy is meant to provide the person who takes out the policy the opportunity to pay off any medical bills that could possibly arise due to the fact that they no longer live. It is sometimes used for funeral expenses as well. With the monthly mortgage payment, taxes, and insurance costs, all paid off, you should have money to invest in your future. Have fun! By taking the time to prepare your finances, you can become financially free before you know it.
However, if your life does not improve much after your Total Sorority Move, consider talking to a professional who can help you get your finances back on track. Being smart about your finances is important, as living a better life does not always come from how much money you make.
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